By Mark Hamson, Managing Director of Insurance, Westfield Health Small and mid-sized employers are making brutal decisions about employee benefits right now. It’s not a question of fine-tuning anymore – it’s about what they can actually afford to keep. Healthcare inflation hit 10.6% in the UK last year, among the highest rates in Western Europe. Forecasts suggest global medical costs will rise by more than 10% in 2026, with Europe-wide increases expected above 8%. National Insurance increases are adding hundreds of pounds per employee on top of that. For a business with 50-100 people, that could mean an additional £20-30,000 in annual costs, plus…
Author: sme-admin
Author: Cameron Rueppel, Wealth Management Consultant at Mattioli Woods Divorce is often described as one of life’s most stressful events, and for good reason. Emotions dominate, while urgent priorities like housing, childcare, and daily stability take centre stage. In the rush to untangle lives, long-term financial planning is often overlooked, sometimes with consequences that only emerge years later. A fair settlement is about more than just who keeps the family home. It requires a full understanding of all assets, the tax implications of dividing them, and how today’s decisions will shape tomorrow’s security. Pensions: the overlooked asset One of the…
The Thames Valley Business & Community Awards 2026 have announced their shortlisted nominees after a record-breaking year, with over 1,460 nominations received from across the region. The awards celebrate excellence, innovation, leadership and social impact across businesses, charities and individuals operating throughout the Thames Valley. This year’s nominations reflected the strength, diversity and resilience of the region, spanning sectors including technology, professional services, hospitality, manufacturing, education, charity and social enterprise. Judges commented on the exceptionally high standard of submissions, noting that the volume and quality of nominations made the shortlisting process one of the most competitive in the awards’ history.…
Good Food, the UK’s number one food media brand, has launched the inaugural Good Food SME Awards celebrating the small and medium-sized businesses, whose innovation, creativity and commitment are making an impact in the food, drink and health industry. The Good Food SME Awards want to hear from the best producers, innovators and creators in the industry. There are 9 categories to enter recognising the best Disruptors, Founders, Innovators, Storytellers, Health producers, Family-Run businesses, Creatives and those businesses making a positive impact on the world. Plus two judges’ choice awards, including the overall winner who wins £25k of promotional media spend on Good Food platforms, including print, podcasts and digital, reaching 16m food lovers a month. The prize also includes a stand at one of the UK’s biggest Christmas food events,…
Small businesses across the UK are being warned about a growing scam in which fraudsters pose as dissatisfied customers, sending fake complaints via text message and WhatsApp in an attempt to pressure owners into issuing refunds or compensation. The scam typically involves messages claiming serious issues with products or services, such as hair or plastic found in food, spoiled pet treats, or food allegedly “being off.” The sender presents themselves as a customer but refuses to speak by phone, insisting that all communication takes place via text or WhatsApp. Messages are often written to sound urgent or alarming, encouraging businesses…
According to recent research from YouGov, 1 in 10 bosses say they avoid meeting junior workers because they fear false allegations, with some changing how they manage staff or avoid normal interactions because of concerns about legal, reputational and personal risk. Senior Solicitor in Harper James’ Employment team, Helen Dyke, sets out what employers are getting stuck on, and what “getting it right” looks like when allegations arise: “Recent YouGov research suggests that a growing number of business leaders are changing how they manage and interact with staff because of concerns about false allegations. For many employers, particularly in SMEs, this anxiety…
For years, people living with allergies have said the same thing: the system hasn’t kept up. In 2025, that finally began to change. Across the UK, allergy safety moved higher up the public health agenda, with clearer standards, improved treatment options and growing recognition of the scale of allergies. For Surrey-based entrepreneur and allergy campaigner Julianne Ponan MBE, 2025 marked a year where long-called-for change began to take shape, both nationally and through her work at allergen-free food brand Creative Nature. Five ways allergy safety began to shift in 2025 1/ Allergy care moved beyond symptom management In 2025, new…
There has been intensified scrutiny in the media of “phoenixism”, which is where a company is placed into insolvency and a substantially similar business is then re-established free of historic debts and unpaid taxes. Phoenix activity is not, of itself unlawful. UK insolvency law acknowledges that in appropriate circumstances, rescuing a viable business through insolvency and as a genuine last resort may safeguard both its value and its employees. However, if insolvency is exploited deliberately to avoid paying creditors—especially HMRC—directors may incur significant personal, regulatory, and financial liability. Disqualification and regulatory action Director conduct following insolvency is routinely reviewed by the Insolvency…
As the owner of The Manchester Screen, now the second-largest digital billboard in Europe and arguably the most impactful combined static-and-digital site in the UK, Katie Smith is one of the few independent operators transforming regional OOH into a national talking point. Katie talks to SME Today and comments on 2026 industry trends, the rise of experiential, and why her “Beyond the Billboard” approach is redefining what OOH can be. Q: You’ve taken full ownership of The Manchester Screen this year. What does 2026 look like for you and for the site? 2026 is about scale, creativity and smarter integration.…
By Harry McDonough, UK Senior Manager of the Blue Factory startup incubator and Co-Founder of Startup Networks As digital transformation accelerates across every industry, many founders are feeling pressure to adopt new tools, embrace automation, and scale at speed. But amid the hype, one truth often gets buried: technology doesn’t build companies, people do. The global digital transformation market is projected to grow rapidly through 2030, reshaping how organisations operate and compete. Yet early-stage startups, in particular, are struggling to distinguish which technologies genuinely support sustainable growth and which simply add noise. Through our work with founders and corporate innovators, we’ve identified the core…